Many Lincoln people I talk to in their late 30s to late 40s are relying on the inheritance from their baby boomer generation parents to help them in their home buying and retirement future. It is true there is £2 trillion (£2,040,861,524,790 to be exact give or take a few…
As an experienced estate and letting agent based in Lincoln, I have been closely monitoring the trends in the UK property market. As of January 11th, 2024, the market has shown a solid start, a trend worth exploring, especially in how it might mirror or differ from the local market…
As Lincoln strides into the future, the burgeoning private rented sector has continued to house many of its residents. The decade-spanning 2011 to 2021 saw a significant surge in the private rented sector, a testament to the enduring appeal and viability of the Lincoln property market. This growth has unfolded…
The UK rental market has once again demonstrated its resilience and dynamic nature. Recent figures state that the average advertised rent for newly listed properties in the UK last month was £1,787 per calendar month. The average for the UK excluding Greater London is £1,211 per calendar month (and Greater London…
A Lincoln landlord remarked to me the other day that he felt that there were more ‘posher’ up-market properties coming up for rent in the last six months compared to a couple of years ago. I stated that this was the case, and it wasn’t all down to the recent…
The private rented sector for both Lincoln landlords and Lincoln tenants is facing immense challenges, with a shortage of available homes for rent putting renters under significant pressure. And you can see why when the average UK rent in 2021 was £1,381 and in 2023 it has been £1,706, an…
“We have recently inherited £140,000. We have contemplated purchasing a Lincoln buy-to-let property to support our early retirement. Considering that the Skipton Building Society offers a 4.25% return on their 18-month bond and the stagnant Lincoln property market, we are uncertain whether investing in a rental property is worth the…
We at Walters Lincoln want to make you aware of some significant changes that are coming into effect from April 2026. The UK Government is introducing Making Tax Digital (MTD) for Income Tax, which will affect how landlords report their income tax to HMRC. The original plan was for Landlords…
Over the last five years, life has become a little trickier for Lincoln landlords, with changes to their taxation status, mortgage interest relief and an additional 3% stamp duty for a buy-to-let property and has made lots of Lincoln landlords ask themselves: ‘Is buy-to-let in Lincoln still worth the risk?’ Regarding…
Some of you reading this will be old enough to remember the 1970s – the bell-bottom trousers, the huge collars, frayed jeans, disco glitter balls, maxi dresses, midi skirts but above everything else – HYPER-INFLATION. With inflation currently standing at 11.1%, many of us envy the last few years…
In 2025, 25.01% of agreed property sales in Lincoln did not complete, and this is more important than many homeowners think. In Lincoln, where sales chains are often longer and buyers are more sensitive to price, this has a bigger impact. Agreeing a sale has never meant a guarantee, since…
When you look back at the average rents achieved in Lincoln over the last five years, from 2021 through to 2025, a clear pattern emerges. Lincoln saw extraordinary growth in rents as the market experienced a period of exceptional pressure post pandemic, yet in the last 12 months, is now…
As we enter a new year, many local homeowners are facing a familiar question. Should they bring their Lincoln home to market in January, or wait until the late spring? In recent conversations I have had with Lincoln buyers, sellers, and buy-to-let landlords in the run-up to Christmas, one question…